SHORTSALEPROFESSIONAL.COM

 

What Is a Short Sale?

A “short sale” is an agreement with your lender to accept less money than they’re owed as full payment for your loan. This solution often makes sense when you owe more than the property is currently worth. Basically, you have no time or equity to sell your home traditionally because you cannot afford to pay a Realtor and cover your closing costs!

Why use Troy B. Townes, CDPE to do your Short Sale?

As a CDPE, I provide solutions for homeowners in financial distress in the Washington, DC Metro area. I hold the Certified Distressed Property Expert (CDPE) designation. I can assure you that I will be on top of your lender(s) every step of the way. I will work with the bank(s) to get a lower pay off on your loan approved. This benefits the bank(s) because it saves them from having to go through the expensive and time-consuming process of a foreclosure. Further, it may help you your credit from having a foreclosure, which is may be scored worse than a bankruptcy. My relationship with the banks and lending institutions, as well as my years of experience in negotiations, provides you with the expertise necessary to get a successful result for you.

I have a higher than average success rate in short sales because I believe that to be successful, any endeavor must have unity among everyone involved. My team of professionals will continually keep you up-to-date on the progress on your case. I also guarantee the privacy of your personal information.

Does My House Qualify?

If you are behind on payments, can show a financial hardship, owe your lender(s) as much or more than your house is worth, then you possible could qualify for a short sale. To learn more about short sales and other options you might have visit www.VanquishForeclosure.com.

So, It's That Easy?

Short sales are very difficult and time consuming. They require a lot of negotiating skills as well as patience. You also have to be an Realtor, attorney, or an investor to negotiate a short sale. Lenders find it difficult to work directly with the homeowner because they are already “on the hook” for the amount they owe. Why negotiate when they don’t have to! Also, you would have to have all cash to buy the home after the discount…cash you probably don’t have.

Here are the steps to a short sale:

You have to first contact me to see if you qualify.
If you qualify, I gather all the necessary documentation to build a short sale file.
Then I begin negotiations with your lender(s) to discount the loan.
Once approved the buyer will purchase the property.
Unfortunately, as part of the short sale agreement, the lender prohibits you from receiving any “sales proceeds.” In other words, you cannot get any money for your house from this transaction. However, I can give you the peace of mind knowing that I am working in your best interest and all of my services are ABSOLUTLY FREE TO YOU. There are other rules that you must understand that come along with a short sale.

To assist homeowners with their situation, I have created a website: www.VanquishForeclosure.com. This website explains the important issues you need to know to sell your home in today's tough, aggressive marketplace. On this website you'll discover how to avoid a financial disaster when selling your home, how to protect credit, reduce stress, and be in control of your situation. . Using a common-sense approach, you get the straight facts about what can be done sell your home.

You owe it to yourself to learn how these important tips will help you get through your unique situation. Go to www.VanquishForeclosure.com now or call me for a FREE, NO OBLIGATION PHONE CONSULTATION. I can be reached on 240-765-1375. You can also complete the form below and I will be in touch with you immediately.